9/9/2010 12:25 PM (PST)
Paying an entity for loan modification upfront has been illegal for almost a full year now. Never pay for a modification, you are better off calling your bank and trying yourself. You should only pay an attorney or entity working for you for a loan modification AFTER it has been completed. Loan Mods are the biggest scam California has ever seen, 9/10 are fake and never make it anywhere. See link below to the Department of Real Estate and the law making it illegal.
9/12/2010 1:30 PM (PST)
WATCH OUT...SCAM COMPANYS ARE POPING UP ALL OVER CALIFORNIA. WORK DIRECTLY WITH YOUR MORTGAGE COMPANY. ITS FREE AND THE MORTGAGE COMPANY WOULD RATHER DEAL WITH YOU DIRECTLY.