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moneymutual.com?
4051 Barrancas Ave
Pensocola, FL 32507
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12/14/2009 5:26 PM (PST)

Moneymutual.com?is this a legit co..and do you have to pay the total amount back in 1 week?

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12/15/2009 10:48 AM (PST)

SMTS,

This is a payday loan referral site - although they say they are not a broker or agent of any specific lender. So, if you fill out their online application they will send your personal information to who knows how many referral receivers in their network (these are pay to play networks, which doesn't necessarily mean their network consists of reputable players). Please do not sign up at this website - among other risks they will have your bank account number and other important personal information - it's never a good idea to let anybody be able to tap directly into your bank account. Many internet payday lending outfits are unlicensed and operate outside the law. And, an endorsement by some celebrity is meaningless. This company is not included in the CFSA's list of payday loan providers who supposedly abide by industry "best practices" (see www.cfsa.net). The CFSA is a national payday loan industry association.

I assume you are in some sort of short term financial crunch? If you are getting behind in your existing obligations you should try to negotiate a payment plan with your existing creditors. Payday loans are a trap.

In California there are some consumer protections for people using payday loans. The maximum loan limit is $300, fees are limited to 15% (which can still be a lot). CA does not allow extensions, thus, these loans must be paid off on their due date. I'm not exactly sure what the minimum term is in California, but it may be around 8 days - the maximum term is 31 days. This past summer the CA legislature considered a bill to increase this limit to $500 and to provide some recognition for internet payday lenders. This bill hasn't passed yet to my knowledge.

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12/16/2009 5:20 AM (PST)

This is a payday loan tactic/scam. DO NOT USE unless you are willing to have your information sent to God knows who! If I trusted my gut and looked beyond MONTEL WILLIAMS as the spokesperson I would have known. I did not take the loan but they do have all my pertinent information. DON'T BE FOOLED! CL in Chicago

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12/18/2009 6:49 AM (PST)

Thanks a million for the info. On moneymutual. I was about to get trapped into this finicial fox trap. Do you have any direction for me on getting a small payday loan for my family of three for the holiday?

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2/3/2010 7:36 PM (PST)

This same question was asked back in December and here is the reponse.
This is a payday loan referral site - although they say they are not a broker or agent of any specific lender. So, if you fill out their online application they will send your personal information to who knows how many referral receivers in their network (these are pay to play networks, which doesn't necessarily mean their network consists of reputable players). Please do not sign up at this website - among other risks they will have your bank account number and other important personal information - it's never a good idea to let anybody be able to tap directly into your bank account. Many internet payday lending outfits are unlicensed and operate outside the law. And, an endorsement by some celebrity is meaningless. This company is not included in the CFSA's list of payday loan providers who supposedly abide by industry "best practices" (see www.cfsa.net). The CFSA is a national payday loan industry association.

I assume you are in some sort of short term financial crunch? If you are getting behind in your existing obligations you should try to negotiate a payment plan with your existing creditors. Payday loans are a trap.

In California there are some consumer protections for people using payday loans. The maximum loan limit is $300, fees are limited to 15% (which can still be a lot). CA does not allow extensions, thus, these loans must be paid off on their due date. I'm not exactly sure what the minimum term is in California, but it may be around 8 days - the maximum term is 31 days. This past summer the CA legislature considered a bill to increase this limit to $500 and to provide some recognition for internet payday lenders. This bill hasn't passed yet to my knowledge.

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3/6/2010 5:15 AM (PST)

I wish I had came to this site before I applied at moneymutual.com. Money Mutual didn't give me a loan but they re-directed me to unitedcashloans.com site which has a despicable reputation. Unfortunately I didn't find this out until AFTER I accepted the loan. I borrowed 150.00 and plan on paying it back on the due date. I'm now reading that many online payday loan forums are stating that unitedcashloans is dishonest and will continue to take money out of my account even after the loan is paid back. I'll be closing my account down after this is paid but I worry that they have my ss# and other info on me. Never again will I take out a payday loan no matter how bad my situation is.

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3/12/2010 3:06 PM (PST)

Money Mutual, of course is rep. By montal, thief take from the poor and elderly and live well you pieces of work, your time is near And thank-you for the 50 apps on line and the 20 phone calls a day telling me I HAVE BEEN APPROVED for 1500.00 After your site said I was a piece of garbage my c-score is very high I pay my bills and owe no one now my bank info and my peice of are at stake, JERKS! You can tell those people you sleep with that I changed my acct info (after 12 years) and my phone blocks your calls and all of the e-mail go;s straight to the fbi office, I recommend all do the same!!!!

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6/4/2010 7:25 PM (PST)

I totally can't believe I just done this!!
Should have done my research first. What was I thinking. Now my husband will have to change his bank acct. info. I will be calling my pre-paid legal in the am.
Totally stupid, stupid, stupid of me.
I know better, but I trusted the site because of seeing Montel on the commercial.
DON'T DO IT!!!!!!
Montel should be sued to the fullest!

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7/23/2010 7:34 PM (PST)

I fell for the scam!
My "$500 loan" turned in $1300 with all the charges! I have to cancel my bank account now!

Please dont trust MoneyMutual.com it's a SCAM!!!

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8/27/2013 12:06 PM (PST)

August 27th: Forgiveness Day. Celebrate Global Forgiveness Day. Money Mutual is a free lender-matching service for payday loans and cash advance loans that provide you access to its network of participating lenders when you need emergency cash. http://www.gmrtranscription.com/businesstranscription.aspx

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