|
|
Review 2/2/2010
|
I have clients who are deep in debt and cannot make ends meet. Bankruptcy is available to them, but some of them wish to settle with their creditors, but are not qualified to negotiate with experienced creditors. Attorneys (like me) are expensive, and most attorneys do not do a lot of negotiating reductions in debt. After all, creditors are much better clients.
I have investigated about a dozen debt relief companies. I came across two trade organizations, The association of Settlement Companies, and the United States Organization for Bankruptcy Alternatives. Both have established standards for membership which have been met by few companies. Among other matters, TASC has a strict requirement for full disclosure of all ramifications of debt relief. Perhaps you should check them out.
You appear to have decided that debt relief/reduction through negotiation is unamerican or unethical, and have decided to brand all such companies with an F rating without bothering to do any investigation. You should keep faith with BBB clients by disclosing your opinion, and since the rating is not based on any investigtion of the particular company, you should decline to rate them, explaining that it is against your principles to deal with anyone in that industry. That is not very helpful, but at least it is honest.
|
|
|
|
|
|
|
|