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LENDIO SUCKS!!!!!!!!!!!!!!
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Run from Lendio. Don't walk, RUN. Don't give them your phone number! I registered with them 8 months ago and still get robo calls every day. Their products are ripoffs! For example, a representative offered me "9% on a secured line of credit" I said, "Is that 9% APR?" To which, he disclosed that "No, that's 9% per month" That's over 100% annual interest! And he had no intention of disclosing that he was quoting me a monthly interest rate until I asked a very direct question about it.
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