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PMAC is HORRIBLE
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My husband and I received a postcard from PMAC telling us that we could get 100% on a refi with a VA loan. This was mid June 2014 We went with them and it took them 3 weeks to get the ball rolling then we waited on appraisal which came back in our favor.
It then went to underwriting and a week and a half later were told that we needed to close 4 credit card accounts in order to move forward and that they would be paying them off at closing. We did this then they had us call a third party to verify with the
credit card company that they were indeed closed. Then they wanted a termite inspection. We live in Washington State and there are no termites here. Everyone we have talked to about this says the same thing and they have never heard of such a thing. That cost
was $80.00 to come out of our escrow fees. At this point we are in August. We already had to pay 500.00 for the appraisal so we are at 580.00 out of pocket so far. They sent it back to Underwriters for final approval telling us that it looks great for closing
in 5 days from this point. 2 days before closing they call and tell us that the loan cannot be approved because our credit fell below the approved score! They had told us not to pay our mortgage payment for the months of August and September. We didn't pay
August and by the time they got done screwing around it was overdue and we got dinged for 44.00 past due amounts plus we had to scramble to pay the regular payment. All we got from them was "Sorry". Yea, they are sorry alright. Do Not Do Business with this
company. You will only get screwed in the end.
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