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Thank You Ann and Nicole for all your guidence on saving our home
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My husband and I have owned our home since 2004. Our loan was an adjustable rate loan that was scheduled to increase. I called my lender and asked if there were any programs to help us get out of this high interest rate loan. Because we did not qualified
for a refinance due to our property value being lower than what we owed my lender advised me to fall behind and apply for a loan modification. As instructed, I did just that and fell behind 3 months and applied for the program. One month later we were denied
and to make things worse they would not accept any of my delinquent past due payments I sent. My husband and I went into panic mode thinking we were going into foreclosure and lose our home. I received a notice in the mail and called Shoreview Financial and
spoke with Ann Dewelle who thoroughly explained what had happened to us and why we were most likely denied. She then started the process of qualifying us for a loan modification and with Ann’s guidance and Nicole as our processor who was not only thorough,
but updated us every week until we received our approval news. We not only got our mortgage reinstated ( which we were 7 months behind) our payments had been reduced by over $1338.15 a month. We received a fresh start and now have a fixed secured rate loan.
Our old mortgage payment was $2720.11 including taxes and insurance and our new payment is $1338.15 including taxes and insurance. Shoreview Financial is the real deal and I would personally recommend them to anyone needing help with their mortgage, so much
so that I would be willing to speak with anyone who would like to hear from a homeowner directly. C. Scalice
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