1st Pacific Capital Corp.

5.0 star rating Based on 28 reviews
1st Pacific Capital will put you on the fast track to financial freedom and help you attain your financial dreams. We look forward to helping homeowners like yourself with honesty and a commitment to your needs.  
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Mortgage Services
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Customer Reviews & Ratings
Posted 3/5/2014

Kimberly S.
Great Service/company
Elenna is number one in her profession. I was very apprehensive about dealing outside of my credit union to refinance, but I was soon put as ease after calling Elenna. Her patience and knowledge of lending we're exactly what I needed. As someone w... Read More »
Posted 10/25/2012

Cynthia S.
Ryan Mitchell's your man!!
From day one Ryan Mitchell was a professional. He never once pushed or hounded me for my business. Ryan kept in constant contact with me, either by phone or through e-mails every step of the way in the refinance process. Ryan was able to provide m... Read More »
Posted 8/7/2012

Deanne R.
Great Company to Refinance
I just refinanced my home with 1st Pacific Capital. Sonya Hadley was great. I tried to refinance through all the programs that are supposed to help you Harp, HUD, Fannie Mae, my own mortgage company, and no one would touch me because my debt/inc... Read More »
Posted 5/10/2012

Taline J.
Pleasure working with Melissa
I recently refinanced my home mortgage through 1st Pacific Capital. Melissa was such a pleasure to work with. She kept me informed about everything. The process took a few weeks and it was so worth it! I'm just glad I was referred to 1st Capit... Read More »
Posted 11/16/2011

Dave A.
Review 11/16/2011
My wife and I have used 1st Pacific Capital twice in 2011 to refinance our mortgage and are very happy with their service. Melissa Brown assisted us both times and she was timely, streamlined, and professional at every turn. She kept me informed a... Read More »
Posted 10/20/2011

Douglas S.
Review 10/20/2011
I had to refinance my home mortgage because my current lender doubled the minimum payment. I search several sites and inquired about their rates. I immediately received several phone calls and e-mails and was quite frankly overwhelmed! But one ... Read More »
Posted 10/3/2011

John K.
Review 10/3/2011
To Elenna, Thank you so much for hard work on my refinancing. I have never dealt with a more professional and honest company, the 1 on 1 log into the real time rate markets to watch what they watch daily was priceless. I would recommend every fr... Read More »
Posted 9/13/2011

Patrick S.
Review 9/13/2011
Refinancing can be frustrating and nerve-racking. However I found that I was in good hands with Elenna Tobin. Elenna is someone you can trust to get the job done. She is extremely knowledgeable and guides you through every step of the process. Ele... Read More »
Posted 9/12/2011

CoCo Mancha
Review 9/12/2011
I wanted to refinance my home & went on-line to Quicken Loans.com and was contacted by several people, however, Elenna Tobin, 1st Pacific Capital Corp., Laguna Hills, CA. was extremely genuine. This is my first time working with this company and r... Read More »
Posted 8/1/2011

Tom H.
Review 8/1/2011
It was a little over one year ago that I had the good fortune of finding Elenna Galitzen Tobin, the president of 1st Pacific Capital Corp. I had been searching for over 6 months for someone that could get me refinanced at a lower rate. I was cur... Read More »
Posted 7/11/2011

Timothy S.
1st Pacific Capital Corp. Comes through again
From the very beginning of our refinancing effort, we have had continuous support from 1st Pacific Capital Corp. Either by e-mail or directly by phone, we reviewed with 1St Pacific, each and every step during this process. As a Navy veteran, I was... Read More »
Posted 6/24/2011

Ann F.
Review 6/24/2011
I recently refinanced my long time home loan. Melissa was one of many who wanted by business. Melissa was the first to give me, without me asking, much needed information and help. She answered all my questions and the process zoomed along quic... Read More »
Posted 4/7/2011

Robbin M.
Review 4/7/2011
I have been in the Financial Services Business for 30 years. I was doing my loan through another Company when Elenna Galitzen Tobin called me. She is a true professional and knows every answer to every question all the time. We closed our loan ... Read More »
Posted 2/24/2011

Karen V.
Review 2/24/2011
I just worked with Jeannette Richardson on a refinance. She made the process go smoothly and answered my questions well and quickly (and I had lots of questions). It was easy to communicate with her both by email and by phone. I would recommend u... Read More »
Posted 2/24/2011

carlyn f.
Review 2/24/2011
After four months dealing with a different company,suppling them with a mountain of data and signing the final docs the transaction fell apart.At this point I went on line with basic information and received numerous call backs with in a few ... Read More »
Posted 2/22/2011

Stephen B.
Review 2/22/2011
I am recommending 1st Pacific Capital Corp based upon a home refinance that I've just completed. Their Senior Account Executive, Jeannette Richardson and staff member Melissa Brown (title unknown) were knowledgeable, pleasant business persons, ve... Read More »
Posted 2/4/2011

Dee K.
Review 2/4/2011
I have been very impressed with 1st Pacific Capital Corp. especially working with Jeannette. She has held my hand through the whole process and has gone the extra mile for me. I would encourage anyone that is thinking of refinancing to use 1st ... Read More »
Posted 1/7/2011

Review 1/7/2011
My wife CJ and I would like to offer thanks and a strong recommendation for Melissa Brown, who helped us refinance our mortgage.

I had been in touch with Melissa for several months, but because of my heavy travel schedule during the Fall, and... Read More »
Posted 11/17/2010

Elizabeth C.
Review 11/17/2010
1st Pacific Capital Corp. was an amazing mortgage company in our recent re-financing experience. We had re-financed less than 6 months ago with a fine experience, but then 1st Pacific contacted us with an amazing offer to lower our interest rate ... Read More »
Posted 11/5/2010

Charles Y.
Review 11/5/2010
We've used 1st Pacific Capital twice and are very happy with their service. Melissa Brown assisted us both times and she was personable, professional and very knowledgeable. She kept us very well informed every step of the way and then delivered ... Read More »
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