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Journey Financial

5 star rating
based on 397 reviews.

This company's business is providing mortgage loan and refinancing services.
Category:   Mortgage Services
Address:  
9541 Irvine Center Drive
Irvine, CA 92618
(888) 887-6708
Web Site:   http://www.journeyfinancial.com
Hours:  
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My husband and I have dealt with many financial institutions over the years. Our experience with Drew Rowlett of Journey Financial was by far the best we have had in a very long time. Drew stayed on top of every aspect and kept us well informed about what was happening with our loan each step of the way. A pleasure to work with, fast and extremely efficient.
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Posted on 9/8/2010

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DREW ROWLETT made the whole re-fi experience comfortable and he was a considerate professional to work with.....GO JOURNEY!!! AND THANKS, DREW!!!
...........CAL MARTINDALE, O.D.
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Posted on 9/7/2010

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I just closed my refi loan with Journey Financial. My rep was Drew Rowlett. I had a wonderful experience with Drew. He was responsive, courteous, and very professional. I own several homes and have been thru the process many times. So, I know what to expect. I was told by several other mortgage brokers and direct lenders that I was not able to refi at this time, because I just recently changed jobs, and had less than 2 years in this job field. Drew went the extra effort and sourced a lender that was willing to extend the loan. My circumstances were a challenge, but Drew delivered the end result. ( A CLOSING) I am happy with the results,a good rate ,and I know that Drew worked extra hard for me. I have probably been through the purchase or refi process about 15 times and I know that Drew went the extra steps for me. I would strongly recommend Drew Rowlett as a loan rep.
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Posted on 9/7/2010

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I chose Journey Financial for my recent refinance. I worked with Carlos Zepeda. Carlos was exceptionally attentive and organized. He was on top of everything at all times. Because he never took his "eye off the ball" my loan closed in 2 weeks. He was a pleasure to work with! Thank you, Carlos!
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Posted on 9/2/2010

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In 17 years as an escrow officer, I have worked with many loan agents...and Ted Ham is one of the best! A clear communicator, he did exactly what he said he'd do with no surprises. He handled our refinance with great professionalism and efficiency, and kept us informed throughout the transaction. What more could anyone ask?
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Posted on 9/2/2010

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THE BEST PERSON YOU CAN DEAL WITH IS DREW ROWLETT AND HIS TEAM. FROM DAY ONE
HE WAS UPFRONT AND VERY HONEST. WE GOT THE LOAN DONE EXACTLY IN THE TIME FRAME AND THE RATE HE HAD QUOTED ME AT FIRST WITH NO COST. I WOULD RECOMMEND HIM AND JOURNEY FINANCIAL TO ANY ONE WHO HAS ANY NEEDS FOR ANY TYPE OF RESIDENTIAL LOAN.
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Posted on 8/26/2010

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Having financed or refinanced a number of properties, I have a fair amount of experience working with loan brokers and processors. This experience with Journey Financial was by far the best ever. Not only were they fast and completely on top of everything throughout the process, they seemed to go out of their way to keep us informed about progress and to clearly explain things that have changed in the financial world since our last loan process. We have recommended Journey to several of our friends - all called "just to see" and subsequently engaged their services and are either in or have recently completed their loan process.
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Posted on 8/23/2010

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I highly recommend Journey Financial, and espcially Nathan Miller. If you are considering re-financing, you won't regret choosing them. My loan took only 3 weeks to fund. The rates were great and fees, reasonable. Nathan was extremely competent, courteous, knowledgable and responsive. He answered each and every one of my e-mails. If there was something I didn't understand, he took the time to explain things to me, in detail, until it made sense. This was a great experience. I plan to recommend them to all my friends.
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Posted on 8/12/2010

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We just closed our loan, Drew Rowlett was awesome and very helpful. Drew got us through the usual loan rigamaroe and was very helpful and availiable ANYTIME!! Thanks Journey and Drew.
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Posted on 8/8/2010

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Nate: We received our payout on our new mortgage this morning, and we couldn't be more pleased! Thank you so much for your assistance throughout this whole process. You got us the lowest interest rate with the best terms of anyone we talked to. I was especially impressed that you really listened and helped me to get the mortgage WE wanted, as opposed to hard selling me something else, as some others tried to do. You were extremely friendly and professional throughout the process, got us information quickly, and calmed our jitters when we needed it, making sure we understood exactly what was happening in the process and when. It has been a real pleasure to work with you. I wish you all the best. I will not hesitate to recommend you to anyone we know who might be looking to refinance. Thank you again! Sincerely, Wendy Davidson
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Posted on 7/23/2010

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The service I received was more than expected. Gabe Schmidt handled a refinance for me. He is very knowledgeable, answered every question honestly and was very considerate. I would definately do business with him and his company again.
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Posted on 7/16/2010

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We worked with Trevor Banville of Journey Financial to refinance our house. He was very responsive, and answered our phone calls and emails promptly. We got the lowest interest rate quote from Journey Financial. There were no hidden fees included at the time of closing; we compared the settlement statement to the initial good faith estimate. There was a small increase of $150 in closing costs in the final settlement, but the changes were due to an increase in third party fees, e.g. the appraisal and title fees. Overall, the entire process was pretty straightforward, and we would recommend Journey Financial.
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Posted on 7/4/2010

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Nate,

It has been a great pleasure working with you and your very professional, honest, and respectful staff. We could not have been treated better. You and your staff have my highest commendation and respect. You have provided the very best and most pleasant service of any financial institution with whom I have ever worked. A huge thank you! I have already mentioned you and Journey Financial to my financial planner and others and I will continue to do so.

Blessings,
Paul
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Posted on 7/3/2010

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We recently completed our refinance with Journey Financial and Ted Ham. Ted was nothing less than spectacular to work with. He was efficient and communicated every aspect of the required documents and steps needed to close our loan. This was our first online transaction and Ted made it easy. I would highly recommend his services and that of Journey Financial for any mortgage needs.
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Posted on 7/1/2010

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We had an exceptional experience with Jeremy at Journey Financial when we refinanced our home. We are from Oregon and the whole transaction was carried out by phone, fax and email. I was dubious at first, but it all worked fine. Jeremy was quick with answers to all our questions and considerate in giving us "space" to make our decisions. He was more knowledgeable about our options than our previous lender, who gave me a crazy run around and never could answer provide complete answers. I read these reviews about Journey Financial and could not see how any company could have ALL 5 star reviews but after our experience I can see it is possible.
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Posted on 7/1/2010

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I had the best experience with Trevor Banville re refinancing our second home. He was always available and knowledgeable. We had some hiccups on our end with closing, and Trevor was with us all the way. Great firm, great senior rep! Thanks for sticking with us!
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Posted on 6/30/2010

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I just completed a refinance of my investment property with Carlos Zepeda at Journey Financial. Carlos quoted me the best rate and followed through with the rate without any surprises at the end. He was very good at following up and keeping me informed every step of the way.
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Posted on 6/29/2010

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Trevor Banville was our refinance loan rep. I was a bit dubious after I decided to get online quotes but decided to see what would happen. The first person who replied from the 4 promised seemed "sleazy" to me. Trevor responded second and was straightforward, non-pressure and answered all questions professionally. Since I have been a real estate agent for many years, I was still a bit dubious but decided my husband and I could go forward with Trevor. We were very happy with the service provided. He was quickly responsive to any questions and did what he had promised. We received the rates and terms as promised. The response was fast and professional on all levels. I was very pleasantly surprised that there were no unreasonable glitches or issues since I had a lot of experience with lenders for my clients and all was not well every time. We would be happy to do business with Trevor and Journey Financial again.
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Posted on 6/25/2010

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I just closed a refinance loan with Gabe Schmidt.Of the initial half a dozen contacts from various loan companies,Gabe was the only one to give me truthful,honest information.I was kept up to date throughout every step of the process.Gabe was a joy to work with and Journey was able to provide me with a very competitive loan package.
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Posted on 6/22/2010

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I worked with Drew Rowlett, who came highly recommended from a family member who worked with him previously. Drew was extremely professional and was very responsive to any questions. He was thorough in providing me with all the necessary information I needed and helped me understand the details of my loan. The other professionals who I interacted with on this transaction were so impressed with Drew's responsiveness and professionalism, that they plan to recommend him and use him for their clients in the future.
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Posted on 6/21/2010

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