United Medical Credit

4.4 star rating Rating - based on 493 reviews & complaints
United Medical Credit provides healthcare providers with consumer financing solutions. UMC works with Cosmetic and Plastic surgery, Fertility, Bariatric, Lasik, Cosmetic Dentistry, Medical Device, and some other “elective medical” patients.  
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United Medical Credit Categories
Medical/Dental Lending
Financial Services
Preferred Members
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Customer Reviews, Ratings & Complaints
Complaint Posted 9/2/2020
Only Use if Your Life Depended On It
If I had a choice, this would NOT be a financing option. However, it was the only company I was approved for, with the amount I needed. The interest rate is ridiculous, but when you're needed surgery, options are limited. The customer service is h... Read More »
Review Posted 2/28/2020
Very Easy
It was very easy to apply! Gina was awesome! She contacted me right away and got the paperwork processed quickly. She answered any and all questions I had. I am totally pleased with my experience!!! Read More »
Review Posted 2/26/2020
I received the best service from Gina Garcia!
I am happy that I chose to do business with United Medical Credit. The representative that assisted me was professional, courteous, efficient, and extremely personable. She has taken quite a bit of the stress of my upcoming surgery off of my shoul... Read More »
Review Posted 8/28/2019
Fast and Easy!
My experience with United Medical Credit was above what I could have expected. I filled out the online application and received a phone call telling me I had been approved. Everything else was handled via email and this made everything a breeze, I... Read More »
Review Posted 7/10/2019
Thank you Gina Garcia
I got helped by Gina Garcia, second time getting helped with her and shes the best. Best customer service. fast replies and very friendly. she made everything fast and easy. thank you Gina! appreciate all your help! Read More »
Review Posted 4/15/2019
Gina At United Medical credit
Gina Garcia was awesome at getting my loan approved immediately. My doctor visit was for today At 3pm. She didn't hestitate to get the process completed ASAP and did everything to make the process as simple as possible. Gina responded immediately... Read More »
Review Posted 4/12/2019
Gina at United Medical
Gina at United Medical is the best, she was very fast, proficient, and through. She got my medical procedure loan approved fast and my Dr. had my loan by the end of the week. would definitely recommend her services to everyone I know. Read More »
Review Posted 2/6/2019
Great Experience
Very fast response. Great and courteous customer service reps. Very helpful answered all questions in a timely manner. Would recommend to anyone looking for financing. Read More »
Review Posted 1/25/2019
Gina Garcia is Amazing!
I am in the process of getting a cosmetic procedure done and needed financing! Gina Garcia contacted me same day I received pre approval and walked me through all of the terms and conditions! She was extremely honest and patient with me and I didn... Read More »
Review Posted 1/15/2019
Great company!
Gina Garcia with United medical credit was a huge help during my loan lending process! She was easy to get ahold of and explained everything to me very well. The process was quick, easy and reliable. Gina was able to successfully help me obtain a... Read More »
Review Posted 9/12/2018
Marcio P and Luis N are SIMPLY the BEST! I can ALWAYS count on United Medical to give outstanding customer service. Our patients are always pleased and United beats the bigger competition hands down as far as ease of process and customer service.... Read More »
Review Posted 8/16/2018
Cosmetic surgery
I can't thank Gina enough for making this process so easy and smooth. She was so quick with her replies and got everything set in less then a day in a half and got the money I needed the next day! I highly recommend United Medical Credit and Gina.... Read More »
Review Posted 8/3/2018
Opulent example of outstanding quality courteous knowledgeable professionalism
Sincerely my pleasure to try and express - my beyond great experience with United Medical Credit namely Gina Garcia *professionalism *timely work ethic *authentic customer service I received. It's my hope Gina Garcia is not taken for granted by th... Read More »
Review Posted 7/16/2018
Lori Martinez was exceptional!!
From start to finish this was a great experience. Having surgery is scary. Having surgery without knowing how you are going to pay for it is terrifying. Lori and her team at United Medical Credit have put at ease with knowing I can pay for my surg... Read More »
Review Posted 6/11/2018
Quick and Easy
Applied online and got approval within 4 days. The payment schedule is every 28 days not monthly just as a heads up. Interest rate was comparable to others. Was able to pick term and money was transferred into my personal checking account. Would r... Read More »
Review Posted 6/7/2018
Great customer service
They have great customer service and return emails, calls, and answer any questions you may have with no hesitation. Paper work on loan is done fast and efficient. I highly recommend them if looking for a loan. Read More »
Review Posted 5/22/2018
Gina Garcia The Best!!!
Thank you soooo much for being so Kind and Patient with me Gina!! You’re such an wonderful, kindhearted person!! Each time I spoke with you, you made me feel as if I known you all my life!! Such a Caring, understanding person! She made my whole ex... Read More »
Review Posted 4/12/2018
About the help I receive from Gina.
There's no better day when I took up my phone and called United Medical and Gina answered. The moment I spoke with her she has brought me through the whole process in the friendliest manner. Speaking with her on the phone gives me this atmospheric... Read More »
Review Posted 3/28/2018
Quick Easy Pleasant!
Such a great experience... Michael was helpful and responded quickly to my calls and emails as if he was waiting just on me... Thank You for such an quick, easy and pleasant experience! I had my answer before I left the Doctors Office... How AweMa... Read More »
Review Posted 3/19/2018
Luis negron
Words cannot describe all the help that I received from Luis he was more than amazing pass helpful he took his time to explain everything to me. He also made time to respond to each and every email in a timely fashion I couldn’t ask for a better r... Read More »
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Additional Business Information
Hours   Monday - Friday 8am -6pm Pacific Time Phone   (855) 503-1800 Address   1231 East Dyer Rd. Suite 210
Santa Ana, CA 92705
Website   http://www.unitedmedicalcredit.com Email   greg@unitedmedicalcredit.com
Contact   Greg L., Operations Manager Other  
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