RICHARD N.'s review of Non-profit Alliance Of Consumer Advocates

Non-profit Alliance Of Consumer Advocates

         
Customer Reviews & Ratings
Review Posted 9/4/2018
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Treated with respect
My name is Richard N and I live in Los Angeles California and I’m 70 years old. I received my May 7th 2018 “Mortgage Statement” which reflected a reinstatement amount of $2,690,841.82. When the estimated value of my Home was only $1,179,000.00, leaving me and my two elderly siblings (ages 80 and 78) with a negative equity amount of .
Since 2010, I and my family wrestled to keep my families home of 48 years. This involved hiring many unscrupulous companies and attorneys that charged me outrageous fees. Some of them forced me to forfeit my valuable watches that they asked for as a “good faith” deposit.
After being instructed to file multiple bankruptcies including a Chapter 13 and a Chapter 7 just to delay the Auction of my home the Property was finally foreclosed on May 11, 2018 and sold to the highest bidder at $950,000.00 which left us with a potential deficit of as per my last reinstatement amount.
With no money to relocate, I was concerned I would be unable to rent a home for me and my two elderly siblings due to damaged credit brought on by the defaulted Mortgage. I was now suffering from depression and anxiety. What made matters worse is I was now getting bombarded by various foreclosure consultants offering eviction delay services with no written guarantees of any additional time in my home, but they all wanted to collect large upfront fees that we did not have.
I was directed to a web site www.NACAlaw.org that belongs to the Nonprofit Alliance of Consumer Advocates, a faith-based not for profit legal clinic that focuses on homeownership retention for families experiencing financial distress. I sent them a late night email on May 31st and it was immediately responded to by a home retention advocate.
It was immediately identified by the Nonprofit Alliance of Consumer Advocates staff that I needed specialized Legal Services that may offer me and my two elderly siblings more than just an eviction delay. What we needed was an experienced Litigation Law Firm who also has experience in potential Elderly Abuse as well as possible Wrongful Foreclosure.
I agreed to engage in the zero out of pocket bundled legal services of Attorney Tony Cara’s Consumer Defense Law Group www.CDlawgroup.com on June 4, 2018. On July 25, 2018, funds were wired into our bank account in the amount of $208,000.00.
Nonprofit Alliance of Consumer Advocates then referred and introduced me to Faith Fist Bancorp & Real Estate that got me pre-approved to immediately purchase a single story 3 Bedroom 2 Bathroom home and I’ve since opened Escrow on a new home I picked out for my and family. Now we won’t ever have to make any monthly payments for the rest of our lives while Tony Cara’s Consumer Defense Law Group continues to investigate our cases further.
I could be homeless but for the grace of God and NACA.
 
 
 
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Additional Business Information
Hours   Phone   (866) 773-7846 Address   1503 S Coast Dr Suite 100
Costa Mesa, CA 92626
Website   http://nacalaw.org Email   consumerservice@NACAlaw.org
Contact   New Contact Other  
 
 
 
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