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Anyone hear of a company called Client Rewards that call people and try to help lower interest rates on credit cards?
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8/12/2010 6:48 PM (PST)

Hi I had phone call today from a lady named Beth and she claimed she was from Client Rewards and she wanted to see if I qualified to let them help me lower my interest rates on my credit cards. They used a local number but she claimed they were out of Arizona. I was not comfortable with this at all for I have asked questions on this subject about debt consolidation in the past. She said I could do research but am not finding any solid website or information. Any one have any advice. I said no and was wondering why they were contacting me and where they got my information. Any information would be helpful thanks.

Jennifer

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8/13/2010 10:45 AM (PST)

Jennifer,

I was not able to locate a report on Client Rewards however the debt settlement industry is quite problematic. I'm not certain how they obtain the consumers information or if they are using re-aged collection listings to contact consumers with promises to assist but they usually are third party referral services whom request upfront fees illegally. If debt settlement is what your seeking, have you considered a credit counselor?
Check out www.nfcc.org to be connected to a local accredited agency and also check out their "Debt Settlement Consumer Alert". Their national hotline is 800-388-2227.

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8/13/2010 2:16 PM (PST)

Thank you for your reply my husband and I were at one time thinking about going with Legal Lenders debt resolution but after getting a great response from your team of employees we didn't. We have started to change our ways and are managing it on our own. Client Rewards contacted us out of the blue and where they got my information is what concerns me. She went on and on about seeing if I qualify for there help. I said wait a minute I don't even know your name or what business. They are using a local number and they are actually located out of Arizona. I told her I wasn't comfortable with that alone. She said she had mailed me information and I said I never received any. They also claim they have been calling me and they haven't. She finally said I can do research with them and when I asked for a website the only thing she told me was Client Rewards and that's it. She had an attitude with me I got the feeling she didn't like me questioning her. This is why I wrote to you to see if this company is legit or not. It scared me a little.

Thanks
Jennifer

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