1/15/2010 12:29 PM (PST)

Here's their BBB Reliability Report, and it's not pretty: http://www.la.bbb.org/Business-Report/Help-Modify-Now-100081036 They've amassed a whole lot of complaints in the short time they've been in business. Read the reviews posted by former customers. I think the answer to your question will be pretty clear.

1/17/2010 3:31 PM (PST)

I did involved with them last year. After they took out my 3 rd payment I found out that I got rejected that will be 3 month after I got in. They told me that I have some issue pending which they can't accept and can't help. I told them u had no issue such as late payment in my debt but still told that they can't help. When I got in to the program they told me to stop paying my debt cz it will mess up the balance and I did but they rejectEd me 3 months after my credit was real bad and I have to file for chapter 7 cz it all behind. I'm not saying they scam.. I dnt knw but they were not helpful n all lender or debtor told me there is ni such thing as modify ur debt they won't accept it.