10/1/2026 10:55 PM (PST)

If you are asking How Much Is My Life Insurance Policy Worth, several factors can affect its value. These may include the policy type, death benefit, premium payments, cash value, remaining coverage, and the insured person's circumstances. For permanent life insurance, your insurance company can provide information about the current cash value and cash surrender value. If you are considering selling the policy, a life settlement provider may also evaluate the policy to determine whether it could qualify for an offer. The value of a life settlement can be different from the policy's cash surrender value and death benefit. Comparing these values can help you understand your options before deciding what to do with your policy.