9/23/2026 11:12 PM (PST)

Life settlement eligibility age requirements can vary depending on the provider, policy, and applicable state regulations. Age is one factor considered when determining whether a policy may qualify, but it is not the only consideration. Providers may also review the type and size of the policy, premium costs, remaining coverage, and the insured person’s health circumstances. Generally, a policy must meet specific eligibility criteria before an offer can be made. If you are considering a life settlement, a qualified provider can review your policy and explain the requirements that apply to your situation.