10/5/2026 10:02 PM (PST)

If you are asking, can i sell my life insurance policy, the answer may be yes, depending on your policy and eligibility. Certain life insurance policies may qualify for a life settlement, which allows the policyholder to sell the policy to a third party for a lump-sum payment. Eligibility can depend on factors such as the type of policy, death benefit, premium payments, remaining coverage, and the insured person's circumstances. A life settlement provider can review your policy and determine whether it may qualify for an offer. Before selling, compare the potential settlement with keeping or surrendering the policy. You should also consider taxes, fees, and the impact the transaction may have on your beneficiaries.