10/5/2026 10:03 PM (PST)

If you are researching how to sell life insurance, start by gathering your policy documents and determining whether the coverage may qualify for a life settlement. A qualified provider can review the policy and explain the applicable eligibility requirements. The evaluation may consider the policy type, death benefit, premium amount, remaining coverage, and other relevant factors. If the policy qualifies, the provider may present an offer. If you accept the offer, ownership of the policy is transferred to the buyer and you receive the agreed-upon payment. Before completing the transaction, compare the offer with your policy's cash surrender value and consider potential taxes, fees, future coverage needs, and the effect on your beneficiaries.