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Thank you very much Ramon, You made this process quick and easy!!!!
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I like many others was dubious of a mailed advertisement and even disregarded the first one. Decided to check out the company and read some of the reviews (Positive & negative). I finally decided to give it a try. It is tough for me to use the phone for personal business while at work, so Ramon Valdez worked with me via email and I got the offer in less than a few hours (6.49% to 3.25%). He couldn't have done a better job. Thank you again and I will not hesitate to refer any family or friends that are in the same boat.
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