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"Ask and you shall receive."
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I have tried on my own 3x's with NACA to go face to face with my lender, Indymac. I had an adjustable pay option that would be adjusting this July. I was also underwater. Each time I was turned down because I was current and that my payment was within 31% of my income. Even though I was being proactive and trying to prevent a foreclosure, they wouldn’t help me. So this past January, my wife and I went to Oak Tree Law and got the results we needed. By March we received a 3mos. trial modification to start in April. Before our June payment, we received our permanent modification agreement! They offered a 2% for 5yrs, 3% for one yr, and 3.875% for 34yrs., plus removed $87K off the principle balance. Thank you Jesus Christ, and thank you Oak Tree Law for saving my family's home! Continue praying, "Ask and you shall receive".
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Business's response - on 12/6/2012
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Thank you Tony, for taking the time to share about your experience with Oaktree Law where we specialize in loan modifications. We are blessed to have helped you and your family with getting a modification.
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