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Justin Elliott - Remember That Name
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Justin Elliott. Remember that name. I called White Jacobs because of positive reviews. I will gladly add one more. The state of California, because I had refinanced my mother’s home in my name in order to allow her to stay there, put a $389,000 lien against me after she died and the home was sold. The home was not mine, I just helped her pay for it. She held the deed. So when I submitted the paperwork that the state had made a mistake, they wrote ‘Lien satisfied’. Well Lien Satisfied makes it look like they had to file a lien to get their $389,000. Not a good proposition for any future creditor who might be willing to loan me money.
California says, “When a lien is satisfied, it’s up to the creditor to get it removed from their credit report. However, if the lien is filed by mistake, the State of California will have it removed”. That is a LIE. It was filed by mistake and I tried for four years to get it removed and no one would pay attention. I finally figured I was going to have to pay a professional because I had exhausted all avenues.
I called White Jacobs and Justin answered. I enrolled, he took my information and his people got on it. STILL, with documentation in hand, California didn’t acknowledge them either. So they asked me for all the documents I had and their attorney’s drafted a letter. I don’t know what was said, but the lien was removed from Experian and Equifax, but NOT TransUnion.
It was then that Justin got on the phone with TransUnion, provided the documentation while verbally backing it up that California had made a mistake and got TransUnion to remove the report of the lien altogether. He also called Experian and got them to remove some late charges on the mortgage that I had helped my mom with.
• Justin Elliott answered my emails within moments.
• Justin answered my calls without me ever running into voicemail.
• Justin has a no nonsense attitude when it comes to getting things done. You’ll hear that when you talk to him.
Justin knows he’s only as good as his last efforts and he, at least from what I was able to witness, wants ALL of his efforts to be a positive, worthwhile experience.
My credit report went from an average of the three at 708 to the most current average of 769. Experian alone went from 690 to 768.
Justin Elliot. 972-330-2868 #107. Call him. He’s well worth it!
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