﻿<?xml version="1.0" encoding="utf-8"?><!--RSS generated by RSSviaXmlTextWriter at Wed, 10 Jun 2026 00:08:19 GMT--><rss version="2.0"><channel><title>TrustLink News for 1st Pacific Capital Corp.</title><link>https://www.trustlink.org</link><description>Latest news for 1st Pacific Capital Corp.</description><copyright>&amp;copy; Copyright 2026 TrustLink All Rights Reserved.</copyright><generator>RSSviaXmlTextWriter v1.0</generator><item><title>Faustine B. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Well this may be of some help to anyone in need of a financial assistance or a quick loan then you are lucky I'm sharing this. Send an email to "synodx @ tutanota . com" they offer huge loans worth up to 500k in the shortest amount of time, the longest I spent acquiring a loan from them is 2 weeks. It's very rare to find this with other lenders. They also repair full credit report in 3 weeks.&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Tue, 20 Sep 2022 00:00:00 GMT</pubDate></item><item><title>Kimberly S. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Elenna is number one in her profession. I was very apprehensive about dealing outside of my credit union to refinance, but I was soon put as ease after calling Elenna. Her patience and knowledge of lending we're exactly what I needed. As someone who knows
 little about financing, she carefully and clearly answered all my questions. I was able to have a lender and great rate within days. Thank you so much!&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 05 Mar 2014 00:00:00 GMT</pubDate></item><item><title>Cynthia S. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>From day one Ryan Mitchell was a professional. He never once pushed or hounded me for my business. Ryan kept in constant contact with me, either by phone or through e-mails every step of the way in the refinance process. Ryan was able to provide me with a new loan I'm very happy with. He made the whole process smooth, easy and quick. I would highly recommend Ryan Mitchell, Sr. Account Executive at 1st Pacific Capital for your refinance needs&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 25 Oct 2012 00:00:00 GMT</pubDate></item><item><title>Deanne R. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I just refinanced my home with 1st Pacific Capital. Sonya Hadley was great. I tried to refinance through all the programs that are supposed to help you Harp, HUD, Fannie Mae, my own mortgage company, and no one would touch me because my debt/income is high. I've never been late on my payments, have good credit and a good job yet no one would help me. All I wanted was to refi and reduce my payments. Sonya took care of everything with e-mails and a few phone calls. I can't believe how painless...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Tue, 07 Aug 2012 00:00:00 GMT</pubDate></item><item><title>Taline J. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I recently refinanced my home mortgage through 1st Pacific Capital. Melissa was such a pleasure to work with. She kept me informed about everything. The process took a few weeks and it was so worth it! I'm just glad I was referred to 1st Capital. I will
definitely return to them if I ever need anything else!&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 10 May 2012 00:00:00 GMT</pubDate></item><item><title>Dave A. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>My wife and I have used 1st Pacific Capital twice in 2011 to refinance our mortgage and are very happy with their service. Melissa Brown assisted us both times and she was timely, streamlined, and professional at every turn. She kept me informed and educated me along the way and then delivered the end result - a great 30 year rate mortgage that many others, including a place like Greenlight Financial, couldn't beat. Most of the work was done by e-mail, fax, some by phone, and at the end the N...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 16 Nov 2011 00:00:00 GMT</pubDate></item><item><title>Douglas S. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I had to refinance my home mortgage because my current lender doubled the minimum payment. I search several sites and inquired about their rates. I immediately received several phone calls and e-mails and was quite frankly overwhelmed! But one e-mail immediately caught my eye with the subject matter: "Have You Been Bombarded!". I checked out the e-mail and found that 1st Pacific Capital Corp. had ALL positive reviews. I send Melissa Brown an e-mail and all my correspondences were done via e-m...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 20 Oct 2011 00:00:00 GMT</pubDate></item><item><title>John K. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>To Elenna,

 Thank you so much for hard work on my refinancing. I have never dealt with a more professional and honest company, the 1 on 1 log into the real time rate markets to watch what they watch daily was priceless. I would recommend every friend and family to 1st Pacific Capital. Thanks for making my dreams come true Elenna, you are truly great! 

John K.&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Mon, 03 Oct 2011 00:00:00 GMT</pubDate></item><item><title>Patrick S. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Refinancing can be frustrating and nerve-racking. However I found that I was in good hands with Elenna Tobin. Elenna is someone you can trust to get the job done. She is extremely knowledgeable and guides you through every step of the process. Elenna will do everything possible to make sure you get the best possible loan. I respect her integrity and professionalism. I have and will recommend her to my family and friends.
Patrick S&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Tue, 13 Sep 2011 00:00:00 GMT</pubDate></item><item><title>CoCo Mancha posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I wanted to refinance my home &amp; went on-line to Quicken Loans.com and was contacted by several people, however, Elenna Tobin, 1st Pacific Capital Corp., Laguna Hills, CA. was extremely genuine. This is my first time working with this company and rate them 5+ stars on the quality of service provided. Elenna provided me with detailed information regarding options and spoke to me in layman terms. I am very "thankful" for her assistance in the refinance of my home which was a big decision. I reco...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Mon, 12 Sep 2011 00:00:00 GMT</pubDate></item><item><title>Tom H. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>It was a little over one year ago that I had the good fortune of finding Elenna Galitzen Tobin, the president of 1st Pacific Capital Corp. I had been searching for over 6 months for someone that could get me refinanced at a lower rate. I was currently in the 3rd year of a 10 year ARM at 6%. I spoke to several brokers to no avail. Along came Elenna and she got me into a 7 year ARM at 4% within 3 weeks! Being the professional that Elenna is, she contacted me 1 year later suggesting that she wou...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Mon, 01 Aug 2011 00:00:00 GMT</pubDate></item><item><title>Timothy S. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>From the very beginning of our refinancing effort, we have had continuous support from 1st Pacific Capital Corp. Either by e-mail or directly by phone, we reviewed with 1St Pacific, each and every step during this process. As a Navy veteran, I was especially pleased that someone cared enough to ask me about my service and about use of my VA loan. After all, I was discharged in 1954 and in any previous real estate procedures, nobody ever asked. But 1st Pacific did and the result was a better l...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Mon, 11 Jul 2011 00:00:00 GMT</pubDate></item><item><title>Ann F. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I recently refinanced my long time home loan. Melissa was one of many who wanted by business. Melissa was the first to give me, without me asking, much needed information and help. She answered all my questions and the process zoomed along quickly. The others were still bugging me but had given me no info or help. I would recommend 1st Pacific Capital and Melissa Brown to anyone undertaking, what can be, a nerve racking process. I actually am glad I know Melissa is there when ever I need her.&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 24 Jun 2011 00:00:00 GMT</pubDate></item><item><title>Robbin M. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I have been in the Financial Services Business for 30 years. I was doing my loan through another Company when Elenna Galitzen Tobin called me. She is a true professional and knows every answer to every question all the time. We closed our loan in just under two weeks from start to finish. She is just fantastic, outstanding and the only person I would ever call if you want it done right. I was so impressed that I referred my daughter and the loan was done. I referred my neighbor and the loan w...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 07 Apr 2011 00:00:00 GMT</pubDate></item><item><title>Karen V. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I just worked with Jeannette Richardson on a refinance. She made the process go smoothly and answered my questions well and quickly (and I had lots of questions). It was easy to communicate with her both by email and by phone. I would recommend using her for a new mortgage or a refinance!&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 24 Feb 2011 00:00:00 GMT</pubDate></item><item><title>carlyn f. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>After four months dealing with a different company,suppling them with a mountain of data   and signing the final docs the transaction fell apart.At this point I went on line with basic information and received numerous call backs with in a few minutes.The response that we most impressed with was received from Jeanette Richardson by e-mail. We were impressed with this form of response, and contacted Jeanette and explained the problems we had.Jeanette informed us that she did not understand wha...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Thu, 24 Feb 2011 00:00:00 GMT</pubDate></item><item><title>Stephen B. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I am recommending 1st Pacific Capital Corp based upon a home refinance that I've just completed. Their Senior Account Executive, Jeannette Richardson and staff member Melissa Brown (title unknown) were knowledgeable, pleasant business persons, very service oriented and patient with all of my questions. I received an excellent interest rate and was charged fair costs to complete the transaction. Processing happened as quickly as I would let it after my reading every piece of paperwork involved...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Tue, 22 Feb 2011 00:00:00 GMT</pubDate></item><item><title>Dee K. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I have been very impressed with 1st Pacific Capital Corp. especially working with Jeannette. She has held my hand through the whole process and has gone the extra mile for me. I would encourage anyone that is thinking of refinancing to use 1st Pacific Capital.
&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 04 Feb 2011 00:00:00 GMT</pubDate></item><item><title>Elennag posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>My wife CJ and I would like to offer thanks and a strong recommendation for Melissa Brown, who helped us refinance our mortgage. 

I had been in touch with Melissa for several months, but because of my heavy travel schedule during the Fall, and some hesitancy on my part, I ended up dilly-dallying for a long time. 

However, the moment I found the time to deal with the matter, and made a decision to use 1st Capital, Melissa sprang into action. Because of her efforts, the refinancing proces...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 07 Jan 2011 00:00:00 GMT</pubDate></item><item><title>Elizabeth C. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>1st Pacific Capital Corp. was an amazing mortgage company in our recent re-financing experience. We had re-financed less than 6 months ago with a fine experience, but then 1st Pacific contacted us with an amazing offer to lower our interest rate almost a full percentage point without any cost to us whatsoever! They were professionally superior in all aspects of the transaction and followed through with every detail. We were made to feel that our happiness and satisfaction mattered. I would HI...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 17 Nov 2010 00:00:00 GMT</pubDate></item><item><title>Charles Y. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>We've used 1st Pacific Capital twice and are very happy with their service. Melissa Brown assisted us both times and she was personable, professional and very knowledgeable. She kept us very well informed every step of the way and then delivered the results. It happened just as she said it would happen. We never left our home. We used email and the fax and then the Notary came to our home to sign papers. I'd recommend 1st Pacific Capital in general and Melissa Brown in particular&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 05 Nov 2010 00:00:00 GMT</pubDate></item><item><title>Adrian C. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>I worked with Elenna Galitzen on my refinance for about 1 year. My home value dropped due to the economy and banks had 80% LTV requirements. During this time, I worked with many companies to try and get the mortgage refinanced but always game back to Elenna due to her knowledge, her professionalism, patience, and lack of pushy salesman attitude. I always felt that she was there to watch out for my best interest and even advised me to not make choices that were not beneficial for me.

We final...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 29 Oct 2010 00:00:00 GMT</pubDate></item><item><title>Cori T. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>We just refinanced our house with 1st Pacific Capital Corp. We worked with Jeannette and she made the whole process effortless and painless. She was friendly, knowledgeable and helpful. Not only did we get a great rate, this has also been the best mortgage company we ever worked with. We were at Disneyland on vacation when the loan was completed and they even came to us for signing and Notary. The customer service was superior and Jeannette was a pleasure to work with. 
Cori and Ron&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 27 Oct 2010 00:00:00 GMT</pubDate></item><item><title>Lisa W. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Elenna with 1st Pacific was friendly, efficient and honest. I have re-financed several different properties with several different companies and this was by far the easiest. I am also saving $85 a month!&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Fri, 22 Oct 2010 00:00:00 GMT</pubDate></item><item><title>Tom and Carrie L. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Thank you for the quick response and turn around. It was seamless, effortless and no stress on our part. The professionalism and personal touch did not go unnoticed. We will happily refer you to our friends and family.
Tom and Carrie&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Sat, 29 May 2010 00:00:00 GMT</pubDate></item><item><title>Paula G. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>My husband and I just refinanced our house through 1st Pacific Capital Corp. and it was a wonderful experience. We did not suffer any of the normal stress that goes along with the "refi" procedure. Elenna, their president, handled everything personally and guided us through all of the paperwork and red tape efficiently and painlessly. We lowered our loan by a full two points with next to nothing out of our pocket. We are very happy with our choice and would reccomend this company to anyone.&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Sun, 11 Apr 2010 00:00:00 GMT</pubDate></item><item><title>Debra T. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>1st Pacific Capital is the best company i have ever did business with, hands down!!! GMAC was our current lender and we also shopped at Wells Fargo, Bank of America, Chase and our current credit union to obtain the best loan avaliable. 1st Pacific beat all by around .375% in the rate and educated us on how a mortgage rate works. Elenna &amp; Jason you two are incredible at your ability to time the market as we just listened to your advise and we got a rate lower then what we ever excepted. Thank...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 28 Oct 2009 00:00:00 GMT</pubDate></item><item><title>Craig G. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>Elenna Galitzen and 1st Pacific Capital Corp. were first rate in all their dealings with us, the lender and all the other parties involved in the funding of the purchase of our home. Elenna in particular was honest, smart, knowledgeable, tactful, and aggressive on our behalf in seeking the very best interest rate possible. She beat out several other loan brokers to get us what we needed. We also appreciated very much Elenna’s responsiveness and willingness to jump in and help solve any and al...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Wed, 28 Oct 2009 00:00:00 GMT</pubDate></item><item><title>Andrea D. posted a review</title><link>https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108</link><description>1st Pacific Capital has been a wonderful company to work with. Keith was able to work with me to get the best quote possible. Not only was it the best quote but he also took into account my needs and my current situation. Their president Elenna is outstanding. I have never in my life worked with someone that combined such a serious work ethic with friendliness. I never had to call because she provided me with daily updates of the mortgage process. She worked very well with my Realtors, the es...&lt;a class="url" href="https://www.trustlink.org/Reviews/1st-Pacific-Capital-Corp-205969108"&gt; Read More &amp;#187;&lt;/a&gt;</description><pubDate>Mon, 21 Sep 2009 00:00:00 GMT</pubDate></item></channel></rss>