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Michelle K. posted a review

Fri, 19 Jan 2018 00:00:00 GMT

I was contacted by this company to help me lower my payment in June 2017. We were not behind at all on our payments before this process. I was explained that it was not a refinance but a modification. The first step was to qualify through their review board. They said I qualified and gave me an amount that my new payment would be after the process. I specifically asked what if we get denied. She advised me that the only way our payment would not get approved was if we lost our jobs. I asked m... Read More »

Maryann M. posted a review

Wed, 22 Feb 2017 00:00:00 GMT

I began working w oak ridge financial when they contacted me about my loan in January. They explained this isn't exactly a refinance but overall very please they were able to reduce my payment by $590/mo. John and Cristina were very helpful and I vouch for them.. thank you and will be sending my friend to you all to help Read More »

Natalie A. posted a review

Sat, 21 Jan 2017 00:00:00 GMT

My experience with Oak Ridge Financial has been a very positive experience from inception to closure. In all my experience in working with lenders by far Oak Ridge Financial exceeded my expectations. They worked so diligent for me that my outcome was positive in that with their excellent experience and communication skills my end result was more than I could have imagined!! Throughout the past several months my concerns and questions were always addressed expeditiously! My sincere "thanks'" e... Read More »

Jason Braxton posted a review

Wed, 18 Jan 2017 00:00:00 GMT

My wife and I were living check to check and didn't realize there were options for us to reduce our monthly payment. The lender denied us twice and my wife and i felt defeated and just gave up. Luckily Oak Ridge reached out to us and educated us. We have a new born and sadly to say every dollar counts, with that said i sent Chris and John my information and within 4 months i was saving $820 per month. This is truly a blessing because we were current but late on some other bills and maxing out... Read More »

Luis C. posted a review

Fri, 02 Dec 2016 00:00:00 GMT

We would like to say that we think Oak Ridge Financial is a very professional awesome company. They did a great job for us & we had a difficult situation. We highly recommend choosing Oak Ridge Financial for modifying your home! The staff is very diligent & curious as well. Sincerely, Luis & Cynthia Cardenas Read More »

Maria B. posted a review

Thu, 27 Oct 2016 00:00:00 GMT

We are SOOOO PLEASED AND RELIEVED. This service was more and beyond what we anticipated. We tried years ago ourselves, really only helped some, alright, BUT NOTHING LIKE THIS. This modification NOW there is no comparison. We can afford to pay our bills with no worries. We can catch up FINALLY. If looking for some relief, call. Thank you again, John Mathews for helping us see there is hope, Angelica Pham, Jessie Flores, Karina Salas, who put up with my calls and mixed up emails, my anxiousness... Read More »

christolyn s. posted a review

Fri, 21 Oct 2016 00:00:00 GMT

I can't thank the team of Oak Ridge Financial enough, for working with my lender to modify my loan. They were a god send. I was very skeptical when I first spoke to Jesse Flores, I am so grateful for all they have done. Jesse Flores, John Matthews and a very special thank you to Angie Spham. I would gladly recommend anyone who needed help with their lender to give Oak Ridge Financial a call. Thanks again. C. Sweeney Read More »

Gloria W. posted a review

Fri, 21 Oct 2016 00:00:00 GMT

I highly recommend Oak Ridge Financial to anyone that needs assistance with a home modification loan. The guidance and support received throughout the entire process. was Impressive. Every one of the staff members we spoke with were courteous, professional, easily reachable, and responsive to any and all concerns and/or questions. Mortgage financial experts indeed! Read More »

Emilio P. posted a review

Thu, 13 Oct 2016 00:00:00 GMT

I highly recommend Oak Ridge Financial. They were able to secure a loan modification from Bank of America,an extremely difficult bank,which required many efforts on their part. They provided outstanding service during this long and arduous process because I did not want to deal directly with Bank of America due to highly negative past experiences. They never gave up and were able to deal successfully with this very difficult bank. I will be recommending their superlative services to my friend... Read More »

Chris F. posted a review

Sat, 24 Sep 2016 00:00:00 GMT

I cant thank Oak RIdge Financial enough for helping with my mortgage. I desperately needed the help and they were able to assist me in keeping my home. Thank you again. Read More »

Antonia S. posted a review

Wed, 07 Sep 2016 00:00:00 GMT

I ms Antonio smith thanks oak ridge financial they are such a big blessing in my life they were there dealing with the sad day of my life the lost my mother they were so caring I thank wanted to say thank you oak ridge financial with all my heart from heaven my mother says thank you for being there for me Read More »

Rene M. posted a review

Wed, 31 Aug 2016 00:00:00 GMT

I tried to work with my bank for nearly four years on a mortgage modification. The recession hit while I was on my last deployment in the middle east and two years before I retired from the military they told me twice to call them back after I retire and then maybe they would help. I have never missed a payment and now I was digging into my retirement funds to make ends meet. So much for Vets receiving HARP assistance. I received a call from Jesse Flores at Oak Ridge Financial offering assist... Read More »

Maxwell J. posted a review

Fri, 19 Aug 2016 00:00:00 GMT

I highly recommend Oak Ridge Financial to anyone struggling to keep mortgage payments current. I applied for help from my mortgage lender and was given the run-around for nearly a year before I just gave up, realizing they were never going to really help me. I answered a call from Oak Ridge Financial, and everything changed for the better. They handled everything and got me approved for a HAMP modification with even better terms than I was trying to get from my lender. If you can’t afford you... Read More »

Anna-kay E. posted a review

Sat, 13 Aug 2016 00:00:00 GMT

Admittedly, I was skeptical at first. But Oak Ridge Financial did in one month what others have tried to do unsuccessfully for the last three years- modify our current mortgage and get us out of foreclosure. The team worked hard to get us a modification that would work within our budget. Once we were approved, they took the time to explain the next steps to make we sure that we were compliant with our trial payments. I would recommend their services to anyone facing foreclosure. M Howell A.El... Read More »

Rene V. posted a review

Thu, 11 Aug 2016 00:00:00 GMT

I am writing this letter in thanks and appreciation. Oak Ridge Financial was instrumental in reducing my mortgage payment by $460 per month. My wife and I feel so good about this company that we’ve recommended you to my daughter and her husband. Although we were leery at first, the agents working on our case certainly pulled through for us. We greatly appreciate the work of the entire staff that they were able to accomplish this in three short months. We are in the process of our three month... Read More »

Chris P. posted a review

Mon, 08 Aug 2016 00:00:00 GMT

I Started a Modification with my bank and was going no where, they kept saying I was missing documents/wasn't receiving them. So I gave up and was worried because I was about to lose my house that I've been in for more than 20 years. Oak Ridge Financial were able to help me even with my fixed income, they were very detailed and upfront with everything which was a major plus that my bank wasn't able to do. Took a little longer than expected but the outcome was worth the wait. All in all I woul... Read More »

Thomas M. posted a review

Wed, 27 Jul 2016 00:00:00 GMT

What a great organization to work with. They took there time to listen and understand my situation. The were upfront with me and kept informed all the way through the process. The modification did take a bit longer than i expected but very satisfied with the outcome. Thanks again! Read More »

Ema S. posted a review

Sun, 24 Jul 2016 00:00:00 GMT

I was contacted by Oak Ridge Financial and i at first was a bit skeptical. My husband had found ourselves in a financial hardship after my husband was diagnosed with cancer. He was out of work for about a year before he was able to return. This was a huge set back financially for us. We fell behind with all our bills and mortgage included. After i gave them all my information, that gave some hope that i could get some help. I decided to go through with them and it was one of the best decision... Read More »

Lois S. posted a review

Sat, 23 Jul 2016 00:00:00 GMT

I would like to thank John Matthews, Jesse Flores and Angie Pham for saving my home. Without them I would have lost my home. I have never worked with such a group of people who worked so hard for me.Oak RidgeFinancial is a Awesome Company.Mrs Lois Smith-Alston Read More »

Jason G. posted a review

Sun, 19 Jun 2016 00:00:00 GMT

My wife and i had planned to sell our home until we got in touch with this company oak ridge. our real estate agent had our home on the market and we were going to agree to a short sale and cut our losses now until oak ridge had informed us that there would be a way to stay in our home with a more affordable payment. they mentioned our loan may be eligible for help after my wife went on disability. We gave it one last shot and it was worth our time and money. After my wife lost her job, my in... Read More »

Karen M. posted a review

Sun, 05 Jun 2016 00:00:00 GMT

Thank you Oakridge for making what I thought was going to be hard be easy! They're great with keeping in constant touch and helped with whatever questions and concerns I needed to be answered. Very professional. Read More »

Molly M. posted a review

Tue, 24 May 2016 00:00:00 GMT

Many thanks to the staff at Oak Ridge Financial for helping us escape foreclosure and keep our family home. Special thanks to John and Angie for being approachable and patient with me and my husband while our trust was building. I’m still surprised, after trying with zero progress for a year, that you guys accomplished what you did and so quickly. You made it look easy really, but I know better! Read More »

Mohan b. posted a review

Sun, 22 May 2016 00:00:00 GMT

They were a great help to me, they helped modify my loan which made it easier on me and family. I am very grateful for their help. They did exactly what they said they would do. They have great service and they deliver great results. -M. Benjamin Read More »

Susan S. posted a review

Tue, 17 May 2016 00:00:00 GMT

My husband became disable and we were in bankruptcy. Oak Ridge called and said they could help us or our money back . They worked with us for a year trying different ways. Keeping in contact all the time , walking us through the process. They got us reduced over 400.00 month. And saved our home, Thanks OAK RIDGE. Read More »

Susan C. posted a review

Tue, 03 May 2016 00:00:00 GMT

I highly recommend Oakridge Financial for all your mortgage needs. They are hardworking and caring and are available to answer all your questions. They are extremely knowledgable about the mortgage field and follow through with all that they say. They succeeded with my mortgage and helped me tremendously. They are trustworthy and know how to deal with the "big" guys. They will be on your side and do not play any political games. They are a breath of fresh air. it was a pleasure to work with t... Read More »

eric C. posted a review

Mon, 02 May 2016 00:00:00 GMT

a few months ago we came across Oakridge financial, and we researched multiple companies and we are very grateful that we chose to hire them. It did take them 3 months to help us, and we did get a little bit worried however they were able to help me save $698.00 per month. The investment we made with them was well worth our time. Read More »

Catherine M. posted a review

Tue, 26 Apr 2016 00:00:00 GMT

I found myself in a place that's was foreign to me after I stopped work. My health was on the decline while my bills was on the rise. While checking my mail I came across oak ridge financial and my world changed for the better. The representatives Jesse Flores and John Matthews were top notch and my life is that much easier thanks to oak ridge. Read More »

Joe R. posted a review

Mon, 25 Apr 2016 00:00:00 GMT

Just a quick note: It's been about a month and even though Mr. Brooks stated his company offers a money back guarantee which is described in its service agreement (see his reply to my original complaint below), I have never seen such an agreement or guarantee. Can any customer, particularly one of those who provide such positive reviews, confirm that they received this money back guarantee and provide the details of how it works. I'd greatly appreciate it. Update to reply by W Brooks: Tried... Read More »

Robert M. posted a review

Sun, 10 Apr 2016 00:00:00 GMT

I never made a late payment on my house. I was taught from an early age to pay the mortgage first. You have to keep a roof over your head. And so I did. But, when I was laid off from my job a year ago I depleted my savings, sold my car and even borrowed money from my elderly parents to keep the mortgage paid. Thinking I would get some help from my bank after years of timely payments, I applied for a modification. 5 months later, after completing the paperwork twice, they sold my loan and I ha... Read More »

Larry J. posted a review

Sun, 27 Mar 2016 00:00:00 GMT

I was hesited in the beginning about using their services. But Jessie made it very clear and gave me the confident that he will be able to save my home from foreclosure. He and his underwriter kept me inform throughout the entire loan process which I really needed it. Now I have a low payment I can afford but the best part was I were able to keep my home. Thank you so much for all your helps. Read More »

Jody C. posted a review

Tue, 08 Mar 2016 00:00:00 GMT

I have nothing but great things to say about John, Jesse and Mike. They were so professional, I was frustrated with all the paperwork working with the mortgage company. They made it seem so easy. I can't thank them enough. They were on point with everything they promised. I have never work with any company before with the knowledge they possessed. I would recommend Oak Ridge Financial to anyone. Read More »

John E. posted a review

Sat, 05 Mar 2016 00:00:00 GMT

I applied for a refinance with my loan company Ocwen and they said they couldnt help us because we were behind in payments and we owed more than what our home was worth. My neighbor who got help from Oak ridge financial said to call them and see if they can help because they helped my neighbor. We spoke to Jesse who sounded like he knew the available options pretty well. We checked with a few other companies and ended up working with jesse. We are glad we did, they were able to bring my loan... Read More »

shawn m. posted a review

Wed, 02 Mar 2016 00:00:00 GMT

My significant other and I had applied for a HARP multiple times through Bank of America and we were denied each time. I found Oak Ridge Financial online and decided to give them a call. John Matthews and team, submitted our paper work 11/6 and we were approved 1/7. Even during the busy holiday season these financial gurus worked diligently to get the best results! Thank you! Read More »

Julian S. posted a review

Fri, 01 Jan 2016 00:00:00 GMT

My husband and I have been trying to get into a more affordable mortgage but we were 52,000 dollars underwater in our home. The bank did not want to work with us. We actually prayed for direction when we where contacted by Oak Ridge Financial. After speaking to a representative i saw a light at the end of the tunnel. It took longer than we thought it would but it was worth the wait. Our modification lowered our monthly payments by by 400.00 dollars a month and this included our taxes and insu... Read More »

Jeffery H. posted a review

Mon, 21 Dec 2015 00:00:00 GMT

upon my recent dilemma with trying to refinance my home I was having difficulties with most of the programs that were available to me. So I turn to Oak Ridge Financial for help and believe me when I tell you these guys gave me the help that no one else would. Now I feel that a weight has been lifted off my shoulder. Thanks to the whole team. Jeff H. Read More »

Pamela H. posted a review

Mon, 02 Nov 2015 00:00:00 GMT

Oak Ridge Financial, John and Jesse saved my home by working with my bank, to make my mortgage more affordable, as promised. I had a tough mortgage issue & was looking at foreclosure, until I answered a call from Oak Ridge Financial. With the constant guidance and direction and follow thru, John and Jesse solved my 5 year old mortgage problem, saved me from becoming homeless and I am eternally grateful. Call if you need help. They are lifesavers! Thank you a million times! Read More »

Tearman J. posted a review

Mon, 28 Sep 2015 00:00:00 GMT

I can not thank John Matthews and his team of financial experts that worked very hard to help my wife and I keep our home and make it possible for us to set up and live by a budget that made our lives a lot easier. If one day you listen to your voice mail and it is a message from Oakridge Financial saying that this is the only time they will call you, don't hesitate to return the call. This could very well be. One of the most important all you will ever make. Read More »

Julian F. posted a review

Tue, 25 Aug 2015 00:00:00 GMT

What a great company.They did exactly what they said they were going to do and that's very rare these days. Dealing with my lender on my own was very painful and to have these guys in your corner fighting for you is blessing. I highly recommend Oak Ridge Financial to anyone that's struggling with there mortgage. Thank you! Read More »

Christina G. posted a review

Wed, 12 Aug 2015 00:00:00 GMT

Michelle from Oak Ridge Financial contacted me and my Husband about our loan. We did not know what they were offering until we sent them some documents for their staff to review, They got back to us a few days later and they were confident that they could help us reduce our mortgage payment by $755.00 per month. We retained their services and they ended up saving us $741.00 per month which is close enough to what they quoted us. I give them an A for their services and the outcome was very clo... Read More »

Amy R. posted a review

Mon, 03 Aug 2015 00:00:00 GMT

I came to this company with a big mortgage problem on my hands.My life was turned upside down when my employer cut my pay. I could not provide for my family and was depressed, scared, and didn't know what to do. I am so extremely fortunate to have found the compassionate and experienced employees at Oak Ridge Financial.They asked me for some paperwork to get started and then took care of everything else on their own. I was very thankful for the updates i got from the processor through out the... Read More »

Ruby P. posted a review

Mon, 03 Aug 2015 00:00:00 GMT

I was extremely pleased with the high level of professionalism and service I received from the entire staff at Oak Ridge Financial. I decided to reach out to Oak Ridge after getting the runaround from my mortgage servicer. Every time I called in it was impossible to speak to the same person more than once, my paperwork would get lost, and worst of all, the lender kept the foreclosure of my home moving forward. Oak Ridge on the other hand was very thorough and honest about the whole process. T... Read More »

Deon B. posted a review

Mon, 13 Jul 2015 00:00:00 GMT

Oak Ridge Financial really proved to us their service is above par. We hired one company who didn't do much for us and when a close family friend referred us to them we right away saw the difference. The process did take us a little longer than we expected but our end result was worth the wait. We did work with them for a good 3-4 months but we were in a financial jam. My wife lost her job and we started to fall behind on payments. Oak Ridge brought our loan current the 7 months we were behin... Read More »

Harold E. posted a review

Fri, 10 Jul 2015 00:00:00 GMT

Oak Ridge Financial really helped our family with keeping our home and putting us back on track I couldn't thank them enough. Read More »

Hugo G. posted a review

Mon, 06 Jul 2015 00:00:00 GMT

I would like to thank Jessie and all personnel at Oak Ridge Financial for such an amazing experience. After falling behind six months with my mortgage payments and my house already in foreclosure I decided to seek some professional financial help. I have to admit I was very skeptical to start a loan modification because everybody I talked to said I had no hope and that it was to late to do anything about it. I heard about Jessie and Oak Ridge Financial and how successful they were. I finally... Read More »

Stephen F. posted a review

Wed, 01 Jul 2015 00:00:00 GMT

I had made the mistake of trying to work directly with my mortgage servicer when I had fallen behind on my payments after undergoing a car accident that had me sidelined for almost 3 months. After 3 1/2 months of continuously faxing in paperwork to my lender I decided to reach out for some professional help since I had entered a pre-foreclosure status. After talking to Ken Martin and then to one of the underwriters, John Matthews, they determined, based on my financial situation, that they co... Read More »

John W. posted a review

Wed, 24 Jun 2015 00:00:00 GMT

Oak Ridge Financial initially reached out to us about my loan. My wife and I have dealt with many financial challenges living check to check and i spoke to a representative Jesse who helped us in the application process. We were helped by Oak Ridge, they saved us over $680.oo per month and we can now breath! thank you jesse and you all at Oak Ridge it was a pleasure working with you all. Highly recommend their service Read More »