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Honest people, no gimmick,
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found this place after screw up by amerisave. sam helped me to refi twice, lowest rate i ever got. no gimmick, straight forward. wish i found these people earlier so i don't have to waste my time and money on the big name bank. will use this place again and again if rate continue to go down. already recommend this place to 2 of my friends and they got the best rate also.
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