3/6/2012 11:50 AM (PST)

Paul Herman is an attorney. This is NOT debt settlement. Paul Herman has sued the three credit bureaus more than any other attorney in the US. No offense Bill, but before you comment on something you should do your homework. Herman has been a licensed lawyer for 27 years. I certainly agree, debt settlement generally is a terrible idea. Mr. Herman practices contract & consumer protection law. It costs nothing to speak to Mr. Herman.