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Paying it off requires discipline
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I feel blessed that the finance manager at the dealership I bought my Toyota FJ Cruiser at shared this idea. I was always unorganized when it came down to figuring out which bills were due when. I use this program to make weekly payments to assure I won't have any late fees with the bank. Weekly payments give me the affordable discipline and why I LOVE this service. Since high school and college teachers plus growing up with my financially illiterate parents didn't tell me about paying off debt. I guess I like that part too!
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