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Review 11/30/2010
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I wish I had read these reviews first before handing over $4,600 for a lock in fee. I paid another $400 for an appraisal and 5 months later the loan office told me that the loan was approved. After ignoring my calls he subsequently tells me that I need another appraisal since the first appraisal company they used was not an accredited vendor. They recognize that this was Meredians fault but I needed to pay another $400. I have been in this agonizing process for almost 6 months and they have not delivered. The loan officers don't even work for Meredian thay sub contract.
Their customer service department is non existant and the person that was handling my loan says that they are in financial trouble.
I can't believe I fell for this- when they first cold called me I thought it was my current mortgage company. They told me I qualified for a great rate with no closing costs- all I needed to do was to front a couple months mortgage payment in the form of a "lock in" fee which I would get back in 45 days. What a fool that I believed a total stranger over the phone. Somehow I have to put this behind me- I still call them but no one gets back to me. Highly unlikely that I'll get my money back-any one out there with any suggestions??
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